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Shop Pay Installments

We're proud to offer more ways to pay. Buy now, split up the cost with Shop Pay.

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Flexible Payments with Shop Pay Installments

At IMGadgets, we make it simple to bring home the lifestyle products you want. With Shop Pay Installments, you can get your favourite items now and pay over time. It’s easy, flexible, and stress-free.

Set Up Your Shop Pay Account

To use Shop Pay Installments, you need a Shop Pay account. It’s fast, secure, and makes checkout smooth.


Why Shop Pay Installments Is Great

Shop Pay Installments gives you the flexibility to get the lifestyle products you love without paying everything upfront. Instead of one large payment, you can spread the cost over time, making it easier to stay on budget while upgrading your home, tech, or everyday essentials.


Manage Your Payments Easily

Once approved, you can track and manage your payments in the Shop app or online, with reminders before each due date to help you stay on track. If eligible, you can also make early or extra payments. Best of all, you get your products right away while paying over time.

How It Works

Add items to your cart and go to checkout

Select Shop Pay as your payment method

Choose Shop Pay Installments if it is available

Affirm performs a quick soft credit check that does not affect your score

If approved, your purchase is split into scheduled payments

Any payment due today is shown clearly before you confirm

Disclosure: Rates from 0-31.99% APR (subject to provincial regulatory limitations). Payment options through Affirm Canada Holdings Ltd. ("Affirm") are subject to an eligibility check and depend on purchase amount, payment terms, vary by merchant, and may not be available in all provinces/territories. Minimum purchase and down payment may be required. For example, an $800 purchase could be 12 monthly payments of $72.21 at 15% APR for total repayment of $866.48 (credit charges of $66.48), or 4 interest-free payments of $200 every 2 weeks. Visit helpcenter.affirm.ca for more information.

For pre-orders: If you finance your purchase with Affirm, your first payment is due approximately two weeks after your purchase is finalized. Please note that due to extended delivery times, your loan payment(s) may be due before you receive your purchase.